Mortgages Explained

Bank Statment Loans, 1099 loans, dscr, and more

Explained simply so you can qualify without jumping through traditional hoops

Latest blogs from Call The Mortgage Guy

Eight Mortgage Myths Buyers Should Stop Believing

Eight Mortgage Myths Buyers Should Stop Believing

Steve Johnson
Published on: 26/05/2026

Discover eight common mortgage myths that can cost homebuyers money and learn the truth!

First Time Home BuyerPrequalificationApplying For A Loan
No Traditional Mortgage? A Non-QM Loan Could Be the Answer

No Traditional Mortgage? A Non-QM Loan Could Be the Answer

Call The Mortgage Guy
Published on: 12/05/2026

Learn how Non-QM loans use bank statements, 1099s, and other documents to qualify a borrower

1099 loandscr loan1099 Mortgage LoanBank Statement LoanApplying For A Loan
The Step-by-Step Process for Applying for a Home Loan

The Step-by-Step Process for Applying for a Home Loan

Dan Deppen
Published on: 25/02/2026

Learn the step-by-step process of applying for a home loan, from preparing your credit and down paym

PrequalificationFirst Time Home BuyerApplying For A Loan